Found the perfect place for your future home?

Plan for the Future with a Redstone Land Loan

Apply Today

Found the perfect place for your future home?

Plan for the Future with a Redstone Land Loan

Apply Today

Build a Home

Have the perfect spot in mind? Your dream home starts with land to build on, and now is the time to stake your claim. Our loans are simple and flexible, giving you more opportunity to build the home of your dreams.

Click or call 256.882.8500 to schedule an appointment, and find out which home loan option may be right for you. Prefer to work with a specific member of our team? Get started on our Mortgage Team Page.

Featured Rates

Get your personalized quote Start Your Application

Which is Right for You?

Fixed Rate Mortgages

Rate remains fixed for the life of the loan
Consistent payment amount
Rates may be higher than with Adjustable Rate Mortgages
This option may be right for you if you've got a great rate you want to lock in for a long period of time, or if you want the stability of a fixed rate

Adjustable Rate Mortgages

Rate remains fixed for a certain amount of time (1-10 ARM)
When that time period is over, the rate will fluctuate either up or down based on market conditions
There are limits, or caps, on how much the rate can increase or decrease
This option may be right for you if you are planning to sell, pay off, or refinance before your rate adjusts

Why Choose Redstone for Your Home Loan?

Competitive Rates & Closing Costs

When your choose Redstone, you get great rates, flexible terms, and low closing costs.

Team of Experts

Our Mortgage Team has years of experience and knows the real estate industry inside and out.

Local Servicing

From monthly payments to escrow and insurance, Redstone services^** nearly every mortgage we make.

Ready to apply for a Home Loan? It's easy!

Mortgages are only available for properties located in Alabama and Tennessee.

Loans subject to credit approval. Must be eligible for membership and open a share savings account to obtain a mortgage loan product. A $5 minimum balance is required to open and must be maintained in the share savings account at all times. Annual Percentage Rate (APRs) are determined by an evaluation of applicant credit at account opening. Your APR may be different. Variable rates are subject to change after consummation of the loan. Fixed APRs are fixed for the life of the loan. Other restrictions may apply. Rates, terms and conditions are subject to change without notice. RFCU is an Equal Opportunity Lender. Contact Credit Union for details. Various types of mortgage loan programs and terms are available. Must have online banking user name and PIN/password to access online application for Home Equity Lines of Credit. Must create separate user name and password to gain access to mortgage application process.

¹Local loan servicing may not be available on some loans.