Checking and Savings Built for Your Business
Business Banking Accounts that Keep Your Cash Flow Moving
Managing your business finances takes more than just handling day-to-day transactions. Redstone’s business banking solutions – business checking and business savings accounts help you stay organized, manage cash flow, and set aside funds for what’s ahead. And, with free business mobile banking and online banking, bill pay, and eStatements, you can invest more in your business, not your banking.
Whether you're covering everyday expenses or building reserves for future growth, you’ll have flexible options and the support you need to keep your business moving forward.
Business Checking Accounts Built for Your Daily Operations
Managing your business means keeping cash flow moving. You need a business checking account that keeps up – whether you're processing payments, paying vendors, or handling everyday expenses.
With no – or low – monthly fees when balance requirements are met, Redstone’s business checking accounts help you control costs while staying flexible.
From daily transactions to more complex needs, you’ll have the tools and support to keep your business running smoothly.
Endeavor Checking
Best for small to medium-sized businesses, including sole proprietorship, partnership, limited liability company, corporation, or association
$100 initial deposit
$0 monthly fee
with $250 minimum balance, $5 otherwise
- Up to 100 free transactions (25¢ for each item over 100)
- Account reconciliation and Positive Pay
- Available cash management services
Endeavor Plus Checking
Best for large non-profits and businesses with larger balances and low item counts
$100 initial deposit
$0 monthly fee
with $2,000 minimum balance, $10 otherwise
- Up to 250 free transactions (25¢ for each item over 250)
- Monthly dividends on balances over $2,000
- Account reconciliation and Positive Pay
- Available cash management services
Benefits of a Business Debit Card
Make purchases and manage expenses with confidence using your Redstone business debit card.
- Visa® $0 liability protection for unauthorized transactions
- Purchase security and extended protection
- Travel and emergency assistance services
- Access to 70,000+ surcharge-free ATMs
- Exclusive Redstone Discounts!® at select local businesses
Visa's Zero Liability Policy does not apply to ATM transactions. Other restrictions apply.
Auto collision damage waiver, purchase security & extended protection, and travel & emergency assistance service are provided by third party entities. RFCU does not warrant, guarantee, or insure any product or service provided by the third-party entities. RFCU and third parties are separate entities.
Fees for out-of-network ATMs may apply.
Must use an RFCU Business Debit Card to receive discounts, which are provided by the participating merchant and not guaranteed by RFCU.
Business Savings Accounts to Help You Plan and Grow
Building a financial cushion helps your business stay prepared and move forward with confidence. Redstone’s business savings accounts make it easy to set aside funds for taxes, unexpected expenses, or future growth.
Whether you're planning ahead or expanding your business, you’ll have flexible options that help your money work for you – while still keeping it accessible when you need it.
Choose between an Endeavor Savings Account or an Endeavor Money Market, both designed to earn dividends and support your financial goals. For businesses looking to earn more on higher balances, our money market option offers features similar to a high yield business savings account. With tiered rates on money market accounts, the more you save, the more you can earn.
Endeavor Savings
Best for lower balances or if you are just starting to save
$250 initial deposit
$0 monthly fee
with $250 minimum balance, $5 otherwise
- No minimum balance required to earn dividends
- Unlimited monthly withdrawals
- Cash management tools available
Endeavor Money Market
Best for higher balances with higher dividend potential
$250 initial deposit
$0 monthly fee
with $2,000 minimum balance, $10 otherwise
- Tiered Annual Percentage Yield (APY) based on account balance
- Unlimited monthly withdrawals
- Cash management tools available
A minimum opening deposit of $250.00 is required for an Endeavor Savings account. There is no minimum balance requirement to earn the disclosed Annual Percentage Yield. Dividends are paid quarterly for Endeavor Savings account.
The minimum opening deposit of $250.00 is required for an Endeavor Money Market account. A $10.00 monthly fee will be assessed if a $2,000.00 balance is not maintained. No dividends will be earned for the length of time the balance is below $2,000.00. The minimum balance for the Endeavor Money Market account tier must be maintained to earn the Annual Percentage Yield applicable for that tier. Dividends are paid monthly for Endeavor Money Market account.
Rates are subject to change monthly. Fees and other conditions could reduce earnings on the accounts. Annual Percentage Yields are accurate as of the last dividend declaration date.
Sole proprietors can visit any branch with tax documentation and proof of business. For partnerships, LLCs, corporations, or associations, contact our Business Services team to get started.