Must be eligible for membership and open a share savings account in order to become a member and obtain any product or service. A $5 minimum balance is required to open share savings account and to be maintained in share savings account at all times. Fees and restrictions apply.

All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Must not have caused RFCU a loss in order to be eligible to obtain a loan. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit at account opening. Your APR may be different. Fixed rates remain fixed for the life of the loan and adjustable rates are subject to change after consummation. Various Mortgage programs and terms are available.

Must not have caused RFCU a loss in order to be eligible to open a checking account. A $25 minimum deposit is required to open a checking account, and monthly checking maintenance fees apply to the checking accounts. Monthly maintenance fees vary per checking account type. Age and other restrictions may also apply.

APY = Annual Percentage Yield.

Online Banking and Mobile Banking:  Must be RFCU member with username and PIN/password to access and use online banking service, mobile banking, text messaging, and associated services. Standard wireless carrier text message, data, and/or internet service provider rates/fees may apply for online and mobile service; check with your carrier for more information.

ATM:  Fees may apply for viewing account balance at some ATM locations. There are no surcharges for withdrawing funds from in-network ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.

Advertised Share Certificate:  The advertised share certificate APY is for a regular compounding 60 Month share certificate. The regular 60 month share certificate annual percentage yield (APY) is accurate as of November 13, 2019. The minimum balance required to open the regular 60 month share certificate and earn the disclosed APY is $1,000. Once a share certificate is opened, the dividend rate and APY will be in effect for the term of the account. Fees and other conditions could reduce earnings on the account. A penalty may be imposed for early withdrawal.

Debit Card Sweepstakes:  NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. LEGAL RESIDENTS OF THE 50 UNITED STATES (D.C.), 18 YEARS OR OLDER. VOID WHERE PROHIBITED. Sweepstakes ends 12/31/19. For Official Rules, alternate method of entry, how to opt-out, prize descriptions and odds disclosure, visit https://redstonefcu.promo.eprize.com/debitoamoe/. Sponsor: Redstone Federal Credit Union, 220 Wynn Drive, Huntsville, AL 35893.