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Historically low rates make it a great time to buy!

Competitive Rates | Local Expertise | Lower Closing Costs

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Historically low rates make it a great time to buy!

Competitive Rates | Local Expertise | Lower Closing Costs

Apply Now
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Deposit Checks in a Snap

No Line. No Hassle. Your to-do, done!

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Deposit Checks in a Snap

No Line. No Hassle. Your to-do, done!

Download Our App
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For more information on when you may receive your stimulus check, please visit IRS.gov. Our call center is unable to provide additional details on deposit timing.

FEATURED RATES

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30 Year Fixed Rate Mortgage

When you choose Redstone, you get great rates, flexible terms, and low closing costs.

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Share Certificates With APY As High As 1.47%

Redstone's Share Certificates are a smart way for you to ensure your money keeps growing while you go on living.

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New Car Loans As Low As 1.99% APR

Looking for an easy, hassle-free way to finance your next vehicle? Try the Redstone way!

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Credit Card As Low As 7.00% APR

Buying an everyday item or a once-in-a-lifetime experience? The right credit card can help you save more and live brighter.

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VIEW ALL RATES

WITH ENDLESS MEMBER BENEFITS

The benefits of a Redstone membership extend far beyond convenient banking solutions, competitive rates, and sound financial advice. For more than 65 years, Redstone Federal Credit Union has focused on the unique needs of our members. We strongly believe in improving our members’ lives and supporting them as they reach their goals.

Discover why more than 500,000 members have placed their trust in Redstone.
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REDSTONE BY THE NUMBERS
$1,786,144 IN DEBIT CARD CASHBACK
$15,023,294 IN CREDIT CARD CASHBACK
$1,115,590 IN REDUCED HELOC FEES

THE REDSTONE DIFFERENCE

Redstone is here to help you live brighter as you reach higher

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COMPETITIVE RATES


Wherever you are in life, Redstone offers great rates to help you achieve your goals. With lower rates on loans and credit cards and higher yields on investments and savings accounts, your money will go further and work harder for you.


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BETTER SERVICE


RFCU® exists solely to serve our members. Every day we strive to earn your trust. Whether that means taking time to explain the terms of a loan or assisting you with a long-term financial plan, our commitment to you shines through every product, every transaction, every smile.

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LOWER FEES


We know you don't want to be tied down by fees. Redstone offers a variety of accounts and credit cards so you can keep more of the money you earn.




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MEMBER FOCUSED BANKING


At Redstone, it’s all about you. You’re not just a number—you’re part owner and a valuable member of the Redstone family. Quite simply, our commitment to our members and our community is what sets us apart.


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MORE FLEXIBILITY


With award-winning mobile apps, 24/7 online availability, thousands of surcharge-free ATMs in the U.S. and abroad, and convenient branches throughout the Tennessee Valley, Redstone offers more ways for you to manage your money and simplify your life.


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TRUSTED ADVICE


Informed members make wise financial decisions. That’s why we’re so passionate about educating and empowering our members. Take control of your financial future with Redstone’s free seminars, practical advice, and valuable tips for all of life’s milestones.


Automated Savings (Redstone Round Up): Must have checking account with debit card and Brighter Day Savings account to enroll in Redstone Round Up. The Credit Union will combine the Round Up amounts from purchases that post to your checking account each day and make a single transfer to your Brighter Day Savings Account at the end of the day. It may take up to two business days to complete the round up transfer for some purchases. The Credit Union will not round up purchases posted on any day where, at the time of processing, the Round Up daily total would draw your Checking Account's balance below $0.01.

Redstone Round Up is available for personal checking accounts only. Business, trust, and estate checking accounts are not eligible. ATM transactions are not included in the Program. Other restrictions may apply. For more information about Redstone Round Up, refer to the Redstone Round Up Terms and Conditions.

All loans are subject to credit approval. You must be an RFCU® member to obtain a loan. Rates are determined by an evaluation of applicant credit at account opening. Your rate may be different. Other restrictions may apply.

HELOCs are only available for properties located in Alabama and Tennessee.

*Annual Percentage Rate = APR

Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

Become a Member