Mortgage Calculator

Whether this is your first home or just looking to upgrade, we have home loan options to fit just about any need and any budget. Use the calculator below to help determine how much home you can afford, and to get your personal rate quote.

Must be eligible for membership and open a share savings account to obtain a mortgage loan product. A $5 minimum balance is required to open and must be maintained in the share savings account at all times. Annual Percentage Rate (APRs) are determined by an evaluation of applicant credit at account opening. Your APR may be different. Variable rates are subject to change after consummation of the loan. Fixed APRs are fixed for the life of the loan. Rates, terms and conditions are subject to change without notice. Various types of mortgage loan programs and terms are available. Contact Credit Union for details. If the down payment is less than 20 percent, private mortgage insurance (PMI) will be required, which could increase the APR and/or monthly payment. An escrow (impound) account is required and thus the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. Must create separate user name and password to gain access to mortgage application process. Other restrictions may apply. RFCU is an Equal Opportunity Lender.