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Rates as low as fixed APR*

No Payments for 60 days** | Available for New & Used

Rates as low as fixed APR*

No Payments for 60 days** | Available for New & Used

Auto Loans

Looking for an easy, hassle-free way to finance your next vehicle? Whether you’re buying new or used, you’ll get a great rate on an auto loan, with your choice of several financing options. Plus, you can defer your first payment for 60 days!**

Visit your local dealership for on-the-spot-financing. And, with a variety of insurance options, we’ll be there for you long after you’ve driven your vehicle home.

With convenient tools and competitive rates, Redstone makes it easier than ever for you to hit the road in your new ride.

Rates

36-Month Fixed APR as low as

%

60-Month Fixed APR as low as

%

84-Month Fixed APR as low as

%

Curious about how much car you can afford, and what your auto loan payment might be? Use the auto loan calculator1 below to plan ahead!

Auto calculators:

No matter what kind of vehicle you’re looking for, it’s a good idea to know what you can afford before you head to the dealership. You’ll have a more productive negotiation—and you’ll be more likely to stick to your budget—if you start out with a realistic plan. Our calculators will help you do just that. How much can you spend? What would it take for you to drive the car of your dreams? Enter your numbers below and you’ll be on the road to getting your new ride.

Are you ready to forward with your vehicle purchase? Apply for an auto loan through Online Banking, or visit a Redstone Branch to get started!

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Save time

Receive on-the-spot financing at dozens of new and used car dealers


Protect your vehicle through Redstone: We offer GAP Coverage, Mechanical Breakdown Protection (MBP), and great rates on Auto Insurance


Easily apply for an Auto Loan through online banking

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Save money

Get great rates every day


Save even more when you ask for the Redstone Rate at the dealership!

Ready to Apply for an Auto Loan? It's Easy!


Are you planning to buy a motorcycle, RV, boat, or other recreational vehicle? We have great rates on those too!





Annual Percentage Rate = APR

Must be eligible for membership and open a share savings account in order to become a member and obtain a loan. A $5 minimum balance is required to open share savings account and must be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU® is an Equal Credit Opportunity Lender.

*As of , the APR for new and used autos as low as % for up to 75% loan-to-value (LTV) with a minimum credit score of 730. Your APR may be different. APRs are determined by an evaluation of applicant's credit, repayment terms, FICO score and LTV. APRs are fixed for the life of the loan.

Maximum amount financed for used cars is 130% of J.D. Power Book Value. Minimum amount financed for 84-month new or used auto loans is $25,000. Loans secured by new or used collateral are subject to the collateral's value at the time of consummation. RFCU does not warrant, guarantee, or insure any product or service offered or provided by any dealership. RFCU and participating dealers are separate entities.

Payment examples:

$25,000 auto loan financed for 36 months, up to 75% LTV at 1.99% fixed APR = 35 payments of $717.14 and a final payment of $716.97.

$25,000 auto loan financed for 60 months, up to 75% LTV at 2.19% fixed APR = 59 payment of $441.08 and a final payment of $440.66.

$25,000 auto loan financed for 84 months, up to 75% LTV at 2.99% fixed APR = 83 payments of $331.04 and a final payment of $330.84.

**Sixty-day deferred payment is optional. Interest will continue to accrue during the deferment period. More of the first payment will go towards interest.

1Calculators are provided by CalcXML. RFCU does not warrant, guarantee, or insure any service or information provided by CalcXML. RFCU and CalcXML are separate entities. Calculator information is based on information and assumptions provided by you regarding your goals, expectations, and financial situation. The calculations provided should not be construed as financial, legal, or tax advice and should not be relied upon as the only source of information. This information is supplied from sources believed to be reliable, but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.