800-234-1234

Set your goals in motion with Stocks and Bonds

Financial Consultant | Free Portfolio Review | Convenience

Set your goals in motion with Stocks and Bonds

Financial Consultant | Free Portfolio Review | Convenience

Stocks & Bonds

Investing in stocks and bonds offers you the opportunity to capitalize on the success of a company by buying a share of it. As investments, stocks are exciting and potentially lucrative, but they are also risky. Bonds involve less risk—depending on the type you purchase—but the rewards might not be as great.

Stocks and bonds are two very different investment vehicles with distinct pros and cons. Based on your budget, goals, and tolerance for risk, you may choose one over the other, or you may decide to diversify your portfolio and invest in a combination of both. Your options are unlimited, and your Financial Consultant can offer useful guidance about what makes sense for you.

Start setting your goals in motion. Contact Us to learn how.


How stocks work

When you purchase a stock, you are buying a small portion of a company. When the company does well, your share goes up. If the company does poorly, your share goes down. The stock market is often unpredictable and there are no guarantees; however, your money has the potential to grow substantially.

Why should I buy stocks?

Risk and return
  • Stocks offer the opportunity to receive higher rates of return, but they are risky.
Access to your money
  • You can convert your shares into cash easily and frequently, often with minimal transaction fees.
Lots of choices
  • When buying stocks, you have thousands of options in a wide variety of sectors and industries.

Stock investing includes risks, including fluctuating prices and loss of principal.

How bonds work

When you buy a bond, you are essentially making a loan to a company, organization, or the government. You’ll get your money back after a certain period of time, and you’ll also receive interest when the bond matures. Unlike stocks, bonds are fixed-income securities, meaning you know what you you’re going to get in return. Bonds issued by the U.S. government are guaranteed if you hold the bond until the time period is up; other bonds are not guaranteed and carry varying degrees of credit risk.

Why should I buy bonds?

Regular income
  • You can elect to receive your bond payments regularly, and you can either live on that money or reinvest it.
Predictability and stability
  • Although you won’t have access to your money while your bond is maturing, you’ll know upfront how much interest you’ll receive.
Tax-free income
  • Depending on the type of bond you purchase, the interest you earn may be exempt from certain taxes.

Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.

The benefits of investing with Redstone Brokerage Services


Icon_FinancialConsultants
Financial Consultants

Work with Financial Consultants who are knowledgeable, experienced, and focused on helping you succeed using practical investing strategies that fit your life.

Icon_PortfolioReview
Free Portfolio Review

Receive a free portfolio review with your Financial Consultant, allowing you to assess where you are now, outline a comprehensive investment plan, and address your questions and concerns.

Icon_AllInOne
All in one

Enjoy the convenience of having it all in one place when you invest with Redstone Brokerage Services.

Investing_View_Computer_100x90
24/7 Access

View your investments 24/7 with Redstone's free Online Banking tools.

Ready to Get Started? Contact Us Today.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC.) Insurance products are offered through LPL or its licensed affiliates. Redstone Federal Credit Union® (RFCU®) and Redstone Brokerage Services (RBS) are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name RBS, and may also be employees of RFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of RFCU or RBS. The RBS site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL and TN.

Redstone Federal Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Redstone Federal Credit Union Guaranteed Not Redstone Federal Credit Union Deposits or Obligations May Lose Value