Benefits for your business, employees and customers
Manage your business finances with Redstone
Benefits for your business, employees and customers
Manage your business finances with Redstone
Redstone has everything you need to manage the financial side of your business. Our products and services are tailored to fit your company’s specific needs.
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Redstone offers checking accounts to fit the size of your business, with CashBack on debit card purchases and no monthly fees.
Redstone’s saving options include the no-fee Endeavor Savings Account and the Endeavor Money Market account that earns higher dividends.
When you’re running a business, you’re often on the go. Redstone’s many mobile solutions offer convenient ways to manage it all, with the free Mobile Banking App, Bill Pay, eStatements, alerts, remote deposit capture, merchant services from your mobile device, and more.
Redstone’s Visa® Business Credit Card offers a low rate and no annual fee. You’ll also receive individual credit lines for your employees and discounts through Visa SavingsEdge®.
With ROAMpay, your customers can make purchases and payments directly from your mobile device. You’ll also get electronic check services, data security, and the flexibility to accept many forms of payment.
Manage your business finances quickly, easily, and securely. In addition to remote deposit capture and easy fund transfers, we offer more ways for you to gain control over your company’s cash flow. (learn more)
When you need to borrow to bridge gaps in cash flow or grow your business, Redstone offers lines of credit and short term loans, as well as a variety of SBA loans for longer-term financing needs. (learn more)
Become a Redstone Membership Partner and your employees will be eligible to join Redstone. A Redstone membership is a significant benefit that will enhance your benefits package and help your employees.
Promote your business to more than 380,000 members in the Tennessee Valley by offering exclusive discounts on your products and services. Hundreds of local businesses gain loyal customers by offering Redstone Discounts! And it’s completely free. (learn more)
Must be current RFCU® member or Service Group to open a Business Endeavor Checking account or use any service. Must be eligible for membership and open a share savings account to become a member. A $5 minimum balance is required to open share savings account and must be maintained in share account at all times. Must have RFCU business checking account to participate in Redstone BusinessPlus! And to obtain a business debit card. Must not have caused RFCU a loss in order to be eligible to open a checking account. Minimum deposits, account balances, and transaction fees apply to some business accounts. Business owner must visit a branch to complete Endeavor account setup. Minimum deposit of $50 is required to open account. Signature is required for obtaining a Business Visa Debit Card. Age and other restrictions may apply. In addition, a business share account must be opened in the business name in order to obtain a loan. Fees and restrictions may apply to some business accounts, products, and services. All loans subject to credit approval. Redstone Federal Credit Union is an Equal Credit Opportunity Lender.
For Endeavor Checking accounts: $50 minimum deposit required to open checking account; first 500 transactions are free each month then $0.20 per item over 500.
For Endeavor Plus Checking accounts: $100 minimum deposit required to open checking account; first 250 transactions are free each month then $0.15 per item over 250.
Cash Management:
Fees apply to some cash management services.
Business Debit Card CashBack: Business Debit Card CashBack is a debit card reward program for business members with an Endeavor or Endeavor Plus Checking account. With Business Debit Card CashBack, you will receive 10-cents CashBack for every Point of Sale (POS) debit card transaction you complete after the first four POS transactions per month from an Endeavor or Endeavor Plus Checking account. Business Debit Card CashBack rewards will be posted on the 5th calendar day of each month. Only active Endeavor and Endeavor Plus Checking accounts in good standing will receive Business Debit CashBack rewards. Rewards will only be given for debit card POS purchases after the four per month threshold is met and will not be given for the first four purchases per month. Rewards will not be given for ATM, cash advance, or balance inquiry transactions. There is no limit on the number of rewards a business member may receive each month after the applicable threshold is met.
Visa Savings Edge:
Offered by Visa. Must use a RFCU credit card to participate in Visa Savings Edge. Discounts are provided by participating merchants and retailers. RFCU does not warrant, guarantee, or insure any product, purchase or service offered by participating merchants or retailers. RFCU and Visa are separate entities. Some restrictions may apply.
ROAMpay:
Wireless payment processing is offered through Vantiv. Member only Vantiv offer is available for a limited time. The merchant processing cost comparison will be based on a review of all merchant services processing charges shown on 2 months of recent merchant processing statements at the current network association rates which are subject to change. Offer not available to current Vantiv processing customers, merchants with all inclusive, flat rate monthly pricing, or merchants with franchise or association pricing. Additionally, to be eligible for this offer, you must have a minimum of $5,000 per month in merchant processing volume. If Vantiv is unable to meet your current processing costs, it will send you $500 in a MasterCard gift card within 30 days of the approved analysis. Not to be combined with any other offer for merchant services. RFCU and Vantiv are separate entities. RFCU does not warrant, guarantee, or insure any service or product offered by Vantiv.
Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.
