The more you save,
the more you can earn
Higher Dividend Earnings | More Flexibility | Tiered Rates
The more you save,
the more you can earn
Higher Dividend Earnings | More Flexibility | Tiered Rates
A Money Market Share Account gives you great dividend rates and more flexibility. It generally offers higher dividend earnings than a savings account, and you’ll have more access to your funds than you would with a certificate. You can make unlimited withdrawals each month, and even if your balance falls below the $2,000 required to earn dividends, your account still remains open. With the Money Market’s tiered rate structure, your dividend rate goes up when your balance rises.
When you save more, you earn more.
Money Market Share Account |
Minimum Balance to Open Account |
Minimum Balance to Earn Dividends |
Dividends Paid |
$1 |
$2,000with the tiered rate structure, the more you save, the more you earn |
Monthly |
How does a tiered rate structure work?
The more you save, the more you earn. After the initial minimum balance of $2,000, dividend rates increase as your balance increases.
Dividend Rates as of
Minimum Balance |
Dividend Rate |
APY** |
Tier One: $2,000.00 to $4,999.99 |
% |
% |
Tier Two: $5,000.00 to $49,999.99 |
% |
% |
Tier Three: $50,000.00 to $99,999.99 |
% |
% |
Tier Four: $100,000.00 to $249,999.99 |
% |
% |
Tier Five: $250,000.00 to $499,999.99 |
% |
% |
Tier Six: $500,000.00 to $999,999.99 |
% |
% |
Tier Seven: $1,000,000.00 and above |
% |
% |
If you put money aside for a longer period of time without making any withdrawals, you may earn higher dividends!
With a Share Certificate, the longer you keep your money in, the higher dividends you’ll receive.
Learn more about Share Certificates
Membership required. Click here for details. A minimum deposit of $1 is required to open the Money Market Share account and a minimum daily balance of $2,000 is required to earn dividends. No dividends will be earned for the length of time your daily balance falls below $2,000. The minimum balance for a Money Market tier must be maintained to earn the disclosed APY for that tier. Some restrictions apply.
Rates subject to change after account is opened. Rates may change every month as determined by the Board of Directors. These annual percentage yields are accurate as of the last dividend declaration date.
Fees and other conditions could reduce earnings on the accounts.
Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period.
** APY = Annual Percentage Yield.
Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.