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Retire on your own terms with a long-term investment
Financial Consultants | Portfolio Review | Fixed or Variable
Retire on your own terms with a long-term investment
Financial Consultants | Portfolio Review | Fixed or Variable
As a long-term investment for retirement, an annuity offers you the option to receive a guaranteed income stream for the rest of your life. You invest in an annuity now, and you receive payments from it later. While your money is in the annuity, it grows tax-deferred, which means you don’t pay taxes on your investment gains until you start receiving payments. You can also arrange to leave a portion of the annuity to a beneficiary after you pass away.
When deciding on an annuity, you have the option of either Fixed or Variable. You also have a variety of payout options to choose from, including whether you’d like payments to start immediately or in the future, and if you’d like a lump sum or a series of payments. Both Variable and Fixed Annuities include valuable tax incentives and there are no limits to how much you can contribute. Your personal tolerance for risk will determine which one is right for you.
Our experienced Financial Advisors/Consultants can walk you through all your retirement options, including annuities, IRAs, and other investments.
Retire on your own terms. Contact Us to learn how.
Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 1/2; are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC.) Insurance products are offered through LPL or its licensed affiliates. Redstone Federal Credit Union® (RFCU®) and Redstone Brokerage Services (RBS) are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name RBS, and may also be employees of RFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of RFCU or RBS. The RBS site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL and TN.
Redstone Federal Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Redstone Federal Credit Union Guaranteed | Not Redstone Federal Credit Union Deposits or Obligations | May Lose Value |
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