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Make an investment that will grow with you
Investing is a lifelong process
Make an investment that will grow with you
Investing is a lifelong process
Investing is a lifelong process, and the sooner you start, the better off you may be in the long run. The first part of that process is developing consistent savings habits. Regardless of whether you are saving for retirement, a new house, or that once-in-a-lifetime vacation, you will need to focus on saving. Regular contributions to savings or investment accounts may help with this process; and if you can automate them, they are even easier.
Once you begin saving on a regular basis, you’ll need to start making important decisions about how to invest your money. No matter what financial stage of life you’re in, you will need to consider what your investment objectives are, how long you have to pursue each objective, and how comfortable you are with risk.
All investing involves a certain amount of risk. In determining the amount of risk your investments should carry, consider weighing your ability to tolerate price fluctuations against your need to earn a certain rate of return. Keep in mind that time plays an important role in this decision. For a retirement that is 30 years away, you can probably tolerate more risk because you have the time to make up any losses you may experience early on. For a shorter-term investment, such as saving to buy a house, you probably want to take on less risk and have more liquidity in your investments.
One of the hardest things about investing is being disciplined enough to save an appropriate portion of your income regularly so that you can meet your investment goals. Also, unless you’re fascinated by investing, it’s probably difficult to force yourself to review your financial situation and investment strategy on a regular basis. Establishing a relationship with a trusted Financial Consultant can go a long way toward helping you practice smart financial management over your entire lifetime.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC.) Insurance products are offered through LPL or its licensed affiliates. Redstone Federal Credit Union® (RFCU®) and Redstone Brokerage Services (RBS) are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name RBS, and may also be employees of RFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of RFCU or RBS. The RBS site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL and TN.
Redstone Federal Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Redstone Federal Credit Union Guaranteed | Not Redstone Federal Credit Union Deposits or Obligations | May Lose Value |
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