Set your goals in motion with Stocks and Bonds
Financial Consultant | Free Portfolio Review | Convenience
Set your goals in motion with Stocks and Bonds
Financial Consultant | Free Portfolio Review | Convenience
Investing in stocks and bonds offers you the opportunity to capitalize on the success of a company by buying a share of it. As investments, stocks are exciting and potentially lucrative, but they are also risky. Bonds involve less risk—depending on the type you purchase—but the rewards might not be as great.
Stocks and bonds are two very different investment vehicles with distinct pros and cons. Based on your budget, goals, and tolerance for risk, you may choose one over the other, or you may decide to diversify your portfolio and invest in a combination of both. Your options are unlimited, and your Financial Consultant can offer useful guidance about what makes sense for you.
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When you purchase a stock, you are buying a small portion of a company. When the company does well, your share goes up. If the company does poorly, your share goes down. The stock market is often unpredictable and there are no guarantees; however, your money has the potential to grow substantially.
Stock investing includes risks, including fluctuating prices and loss of principal.
When you buy a bond, you are essentially making a loan to a company, organization, or the government. You’ll get your money back after a certain period of time, and you’ll also receive interest when the bond matures. Unlike stocks, bonds are fixed-income securities, meaning you know what you you’re going to get in return. Bonds issued by the U.S. government are guaranteed if you hold the bond until the time period is up; other bonds are not guaranteed and carry varying degrees of credit risk.
Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC.) Insurance products are offered through LPL or its licensed affiliates. Redstone Federal Credit Union® (RFCU®) and Redstone Brokerage Services (RBS) are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name RBS, and may also be employees of RFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of RFCU or RBS. The RBS site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL and TN.
Redstone Federal Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency | Not Redstone Federal Credit Union Guaranteed | Not Redstone Federal Credit Union Deposits or Obligations | May Lose Value |
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