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Government Shutdown Assistance

We understand the impact the government shutdown continues to have on our members, and that families of all sizes are looking for stability during this difficult time.

Redstone remains committed to both its members and the communities it serves, and we’re proud to offer two relief programs to benefit those impacted in the community.

You may be eligible for this aid if

  • Your pay is impacted by the shutdown
  • You're one of the following:
    • A federal government employee
    • An Active Duty service member
    • A federal government contractor impacted by the federal government shutdown
  • Additional eligibility requirements may apply based on the loan

Loan Options

Direct Deposit Advance Loan

  • 0% APR for the first 60 days, then a fixed 1.5% APR for the remaining term
  • Max loan amount is $15,000 or net monthly pay (whichever is less)
  • Maximum loan term 12 months1
  • First payment due in 60 days2
  • Minimum 12-month Redstone membership
  • Direct Deposit required at Redstone

Shutdown Assistance Loan

  • Fixed 1.5% APR
  • Max loan amount is $5,000 or net monthly pay (whichever is less)
  • Maximum loan term 12 months1
  • First payment due in 60 days2

Ready to apply for assistance? It's easy!

Membership required. Click here for details. All loans are subject to credit approval. Rates, terms, and conditions are subject to change without notice. Maximum loan amount is determined by verification of direct deposit or paystubs. Only one Direct Deposit Advance Loan or Shutdown Assistance Loan per member within a 30-day period and a maximum of 2 loans for the duration of the shutdown. Other restrictions may apply.

1 Annual Percentage Rates (APR) current as of November 1, 2025.

Direct Deposit Advance Loan Payment Example
$15,000 loan financed for 12-months at 0% APR for the first 60 days, then 1.5% APR for the remaining term of the loan, the monthly payment will be $1,261.50, with a final payment at $1,261.39.

Shutdown Assistance Loan Payment Example
$5,000 loan for 12 months with a 1.50% fixed APR, the monthly payment will be $420.56, with a final payment at $420.51.

2Interest will continue to accrue during the deferment period. More of the first payment may go towards interest.