Protection from overspending with Safeguard Checking

No NSF Fees | Free Money Orders | And More

Protection from overspending with Safeguard Checking

No NSF Fees | Free Money Orders | And More

Safeguard Checking

With no non-sufficient funds fees and free money orders, our Safeguard Checking Account has the features you want and the flexible balance requirements you need. Only $25 is required to open a Safeguard Checking Account. It's free to members 24 and younger, otherwise $8/month with eStatements or $10/month with paper statements. Open a Safeguard Checking Account and manage your money with peace of mind.

Safeguard Checking Features
  • Free Money Orders
  • No NSF Fees*
  • Initial Deposit of $25
  • No maintenance fee for members aged 24 and younger
  • Monthly maintenance fee of $8 with eStatements or $10 with paper statements

Every Redstone checking account includes all of these features:

Redstone Debit Card
More than 70,000 surcharge-free ATMs all over the US

Card Control security settings to customize how and when your debit card can be used

Affinity Debit Cards let you earn CashBack for participating schools or organizations


Convenience and Security
Online Banking with bill pay


 Free Mobile Banking app with remote check deposit

Enroll in eStatements


Set account alerts for balances, transactions, and deposits

Discounts and Rewards
Visa® Discounts on debit card purchases

Redstone Discounts!® savings at the register when you use your debit card

Can't Decide? A Redstone Team Member Can Help You Get Started.

Must be eligible for membership and open a share savings account in order to open a checking account or obtain any product or service. A $5 minimum balance is required to open a share savings account and must be maintained in a share savings account at all times. Must not have caused RFCU® a loss in order to be eligible to open a checking account. Age and other restrictions may also apply.

*If you do not have sufficient funds available in your account to cover a transaction, the transaction will be declined in most cases. However, based on how the payment transaction was presented to Redstone and whether the merchant requested available balance verification, it is possible a payment could be posted to your account resulting in an overdraft situation. In the rare case that your account is overdrawn, Redstone will not charge you a non-sufficient funds (NSF) fee.

Fees may apply for viewing account balance at some ATM locations. There are no surcharges for withdrawing funds from in-network ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.