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Redstone Insurance Services is on your side

Your Redstone membership helps you to save as an individual by taking advantage of special group discounts

Redstone Insurance Services is on your side

Your Redstone membership helps you to save as an individual by taking advantage of special group discounts

Group Life and AD&D Insurance

As part of Redstone Federal Credit Union®, you’re eligible to receive excellent group rates on Term Life and Guarantee Issue Term Life Insurance. You also qualify for Group Accidental Death & Dismemberment (AD&D) Insurance at no cost to you, and enhanced AD&D coverage at competitive group rates.

These outstanding benefits are usually offered to groups of employees who are insuring together. Your Redstone membership helps you to save more as an individual by taking advantage of special group discounts.

Group Term Life

For members aged 18 to 64. You pay a premium for a certain amount of coverage. There are
no medical exams and only a few simple health questions. 

Guarantee Issue

Group Term Life
Designed for members aged 45 to 75. Includes up to $25,000 in coverage, guaranteed acceptance, and no medical exams or health questions.

Group AD&D

This insurance provides extra coverage in the event of an accident. As a Redstone member, you’re eligible for complimentary basic AD&D and increased protection at competitive rates. 

Group Term Life
  • Designed for members 18 to 64 years of age
  • Long-lasting coverage (until age 120), as long as you pay your premiums
  • Benefit amount remains the same (until age 80).
  • You pay a premium for a certain amount of coverage – it could be $50,000, $100,000 or $150,000
  • Optional spouse coverage available
  • No medical exams are required, your answers to a few brief health questions can determine insurability
  • The simplest kind of insurance available
  • Convenient payments that can be automatically deducted from your checking or savings account
Guarantee Issue Group Term Life
  • Designed for members 45 to 75 years of age*
  • Long-lasting coverage (until age 120), as long as you pay your premiums
  • Includes up to $25,000 in coverage
  • Benefits never reduce, regardless of age or change in health
  • The price you pay is based on your age when coverage begins (the younger you are, the lower your rate)
  • Never be singled out for "individual" rate increases
  • Guaranteed acceptance
  • No medical exams or health questions
  • Accidental death is covered at double the amount of protection
  • Optional spouse coverage
  • Convenient payments that can be automatically deducted from your checking or savings account
AD&D Insurance
  • Offers you extra coverage if you lose a limb or die as a result of an accident
  • Members 18 years and older receive $2,000 of AD&D Insurance at no cost.
  • Once you have enrolled in the basic AD&D plan, you will be eligible for increased coverage amounts at competitive group rates
  • You must activate your personal coverage to be protected!
  • Activate your basic coverage today.
Can't Decide? A Redstone team member can help you get started.


Must be RFCU® member to obtain insurance products. Must be eligible for membership and open a share savings account to join. A $5.00 minimum balance is required to open and must be maintained in share savings account at all times. Fees and other restrictions may apply.

Insurance products are offered through third-party insurance companies, are not Redstone Federal Credit Union® products, and are not NCUA or federally insured. These products are not obligations of Redstone Federal Credit Union and are not endorsed or recommended by RFCU or any government agency. RFCU does not warrant, guarantee, or insure any service or product offered by any third-party insurance company. RFCU and third party insurance companies are separate entities.

Term Life and Guaranteed Issue Term Life Insurance underwritten by Transamerica Premier Life Insurance Company, Cedar Rapids, IA. Group Accidental Death & Dismemberment Insurance underwritten by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company, St. Paul, Minnesota 55101-2098.

Arkansas License# 247064 | California License# 0I01599