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Checking Accounts for all of your needs

Instant Issue Debit Cards | Automated Savings | Security

Checking Accounts for all of your needs

Instant Issue Debit Cards | Automated Savings | Security

Checking

At Redstone, we want you to find the best checking account for your needs. That’s why each account is stacked with useful tools to access your cash and manage your money—anytime, anywhere. You can easily manage your checking account online—transfer funds with a few clicks, make deposits while on the go, and even customize your debit card settings to control how and when it’s used.

Plus, when you get paid using direct deposit at Redstone, you could get your money up to two business days sooner to do or buy the things you want, sooner. Early pay is free and happens automatically, but only with direct deposit. Enroll in direct deposit through your employer, or when you complete and return this form to your employer.

And with top-notch member service and enhanced account security, you’ll have everything you need to make the most of your money. Visit a branch or open a checking account online today!

Which checking account is right for you?

Take a moment to think about how you like to bank and select the account that best fits your life and budget.

Rewards Checking

Our premier account includes all the perks: MyChoice Rewards, free checks and money orders, and much more!

Safeguard Checking

Designed for those who want to make sure that unexpected events won’t generate extra fees.

Easy Checking

Simple, straightforward checking with low or no monthly maintenance fee.

Rewards Checking

Premier account with all the perks like earning points with MyChoice Rewards.

Open Account

Safeguard Checking

Account with protection from spending more than your available balance.

Open Account

Easy Checking

Simple, straightforward checking account with our lowest fees.

Open Account

Rewards

Earn 9 points for every swipe redeemable for cash back, travel, gift cards, or charity

Free Checks

Free Money Orders

Free Official Checks

Monthly Maintenance Fee

No monthly maintenance fee for members 24 and younger.

No monthly maintenance fee with direct deposit or four debit card transactions per month; otherwise, $8 per month

Monthly maintenance fee of $10 per month (discounted to $8 per month with eStatements)

No monthly maintenance fee with direct deposit or four debit card transactions per month; otherwise, $3 per month

Redstone Round Up
Save More with Automated Savings

Saving your pennies just got easier with Redstone’s new automated savings program. Redstone Round Up will round up your debit card purchases to the nearest dollar and automatically deposits the difference into your Brighter Day Savings account.

How do I sign up? To enroll your checking account in Redstone Round Up easily in online banking, click Finances, and select the Round Up link. You can also enroll in branch, or by calling Redstone to opt in to this program.

Enroll Today

Every Redstone checking account includes all of these features:

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Redstone Debit Card

More than 70,000 surcharge-free ATMs all over the US


Card Control security settings to customize how and when your debit card can be used 


Affinity Debit Cards let you earn CashBack for participating schools or organizations

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Convenience and Security

Online Banking with bill pay


Mobile Banking app with remote check deposit


Enroll in eStatements


Set account alerts for balances, transactions, and deposits

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Discounts and Rewards

Visa® Discounts on debit card purchases


Redstone Discounts!® savings at the register when you use your debit card

Can't Decide? A Redstone Team Member Can Help You Get Started.

Membership required. Click here for details. Age and other restrictions may apply.

A $25 minimum opening deposit is required to open a checking account. Monthly checking maintenance fees apply, and these fees vary per checking account type. Contact us for information about the fee amounts. Age and other restrictions apply.

Message and data rates may apply.

Must have online banking service to access Card Controls. Restrictions apply.

Must have checking account with debit card and Brighter Day Savings account to enroll in Round Up automated savings program. Restrictions apply.

Must use an RFCU debit or credit card to receive discounts, which is provided by the participating merchant and not guaranteed by RFCU.

1Potential savings are examples, do not reflect your actual savings, and are not guaranteed. Your savings will vary and will be based on the actual number of purchases and the purchase amounts made using your debit card.