Want to save on your monthly payments? Refinancing is a great way to take advantage of lower market rates and improve your financial management. If you want to pay down other debts or use your home’s equity for improvements, talk to our team about our Cash Out options.
Call 256.882.8500 to schedule an appointment, and find out which home loan option may be right for you. Prefer to work with a specific member of our team? Get started on our Mortgage Team Page.
Best for members who want to exchange their current home loan to get a lower interest rate or change the terms.
Best for members who want to get cash based on the equity in their home, by either refinancing or using the home as collateral.
Mortgages are only available for properties located in Alabama and Tennessee.
Loans subject to credit approval. Must be eligible for membership and open a share savings account to obtain a mortgage loan product. A $5 minimum balance is required to open and must be maintained in the share savings account at all times. Annual Percentage Rate (APRs) are determined by an evaluation of applicant credit. Your APR may be different. Variable rates are subject to change after consummation of the loan. Fixed APRs are fixed for the life of the loan. Other restrictions may apply. Rates, terms and conditions are subject to change without notice. Contact Credit Union for details. Various types of mortgage loan programs and terms are available. Must create separate user name and password to gain access to mortgage application process.
VA Funding fee may be required. VA Approved Lender. Redstone Federal Credit Union® is not affiliated with any government agencies, including the VA.
1Local loan servicing may not be available on USDA, FHA, and VA Applicants will need to provide a Certificate of Eligibility (COE). The COE verifies to the lender that you are eligible for a VA-backed loan. See https://www.benefits.va.gov/homeloans/purchaseco_certificate.asp for details. RFCU is not affiliated with any government agencies, including U.S. Department of Agriculture (USDA) and Veteran’s Administration (VA). The USDA, VA, FHA, and RFCU are separate entities. RFCU is a VA-approved lender.
Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.